Jul 15, 2009
Bruno Silva
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Modded Car Insurance. How to Get Your Modded Car Insured?


It does not matter whether you own a car, truck or a van; the car insurance premiums are ever rising. Well, the car insurance premium for modded cars is a bit different. It actually depends on the extent of modification in the car. If you have modified your car to make it fast and more vulnerable then you will have to shell out more car insurance premium. But if you get it certified from regulatory authorities to be safe for driving and the one that is following all the rules and regulations then your car insurance premium will be lowered somewhat. A whole lot of different factors are accounted for when calculating premium for car insurance.

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Do the modifications in your car make it difficult to be handled by you? Does it affect your driving or do they break down often? Modded cars have one thing for sure and that is the insurance for modded cars does not come cheap in comparison to other cars.

Still, you need car insurance even though you have modified your car. Your safest bet is to prove that your car is as safe as it was earlier. Try to prove that modifications have not affected the safety of your car. Well, numerous people accept to pay higher rates for modified cars even without trying to prove that their car is safe enough to drive around.

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Let me put forward a situation where you have got your car modified to improve its engine performance, improve the grip of its tires on the road as well as its handling and steering then how is it now safer than the other cars on the road. It is better you approach a car mechanic and ask them to evaluate your car so that you can ask for lower insurance rates. Paying high amounts as insurance premium for modded cars is not worth it if you can get the bank to issue you a lower rate.

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